Viva Credit LTD Risk Report

🛡️ Financial & Liquidity

Viva Credit Ltd, operating in Bulgaria since 2012, appears to be engaged actively in financial services with a focus on uncollateralized loans. Recent activities reflect endeavors to cater to individuals with bad credit, highlighting potential risks associated with high default rates. An emphasis on “no credit check” loans could indicate an aggressive strategy that may affect financial stability if not managed carefully.

• Viva Credit Ltd recently saw coverage in GlobeNewswire about no credit check loans guaranteed approval offered directly by lenders on 🗓 June 27, 2025, emphasizing their target market.
• Their inclusion in Deccan Herald on 🗓 May 13, 2025, listed them among the top providers offering emergency loans for bad credit, further solidifying their market strategy.
• The Manila Times on 🗓 June 21, 2025, reported Viva Credit launching $255 payday loans with same-day approvals, highlighting their swift processing capabilities.
• Techpoint Africa mentioned them on 🗓 December 3, 2024, within the context of apps facilitating cash advances without credit checks, pointing towards their technological adoption.

🏅 Awards & Recognition

Viva Credit Ltd has made noteworthy strides in being recognized within the fintech landscape, potentially boosting their brand credibility and attracting further investment opportunities.

• Viva Money, a part of Viva Credit, was awarded ‘Asia’s Rising Star in Fintech’ on 🗓 September 9, 2024, by YourStory.com, indicating significant progress and recognition in the fintech sector.
• Business Standard reported that Viva Money was honored as Karnataka's best brand in fintech on 🗓 September 21, 2024, which underscores their competitive standing in regional markets.

This portrayal of events for Viva Credit Ltd underscores an assertive expansion strategy across financial services, underpinned by a focus on credit solutions for individuals with bad credit. Their recognition in fintech awards suggests a positive reception to their innovative approaches in the industry. However, the emphasis on loans with minimal credit checks poses potential financial risks that need careful monitoring.