Usio, Inc. Risk Report

🛡️ Financial & Liquidity

Usio, Inc. demonstrates a stable financial situation, with significant positive movements indicating a strong liquidity position. The company has consistently reported growth in financial metrics, exhibiting a promising outlook for its fiscal management.

• Usio announced a $4M commitment to shareholder returns through a fresh buyback program 🗓 March 26, 2025, indicating a robust cash position.
• The company topped earnings estimates for Q4 2024 🗓 March 26, 2025, reflecting profitable operations.
• Usio's stock hit a 52-week high of $2.01 amid growth optimism 🗓 January 7, 2025, showing strong market confidence.
• The firm's strong 2025 outlook was noted 🗓 March 31, 2025, highlighting anticipated positive financial performance.
• Usio's Q1 2025 earnings call reported record revenues 🗓 May 15, 2025, further showcasing financial growth.

⚖️ Legal & Regulatory

Despite the absence of recent legal or regulatory challenges, Usio has been involved in incidents requiring attention related to alleged misconduct in past years.

• The company was accused of misappropriating $1.8M from online businesses 🗓 July 28, 2021, highlighting legal challenges it has faced.

👥 Labor & Workforce

No notable workforce restructurings such as layoffs or strikes have been reported recently, suggesting stability in Usio's labor relations.

🏗️ Operational & Business Continuity

Usio’s operational stability appears solid, with recent actions demonstrating proactive risk management and continuity planning.

• Usio entered a strategic partnership with Mortgage Automator 🗓 June 30, 2025, enhancing operational capabilities.

📜 Innovation & R&D

Usio is actively expanding its product offerings and technological capabilities within the fintech space, suggesting a focus on innovation and growth.

• The company was chosen by ClassWallet to process ACH payments 🗓 October 16, 2024, showcasing its role in advancing digital payment solutions.