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PayU Risk Report

Explore PayU across six non‑financial risk dimensions:ESG, Workforce, News & Media, Cybersecurity, Legal & Regulatory, Operational. Unlock the full report, original sources and timelines, and enable continuous monitoring.

Generated on
July 17, 2025
Warnings
1
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Summary

🏗️ Operational & Business Continuity

PayU is actively engaged in strategic financial operations and expansions to enhance business continuity. Recently, the company has been focusing on improving its operational margins and spreading its global reach. Delays in IPOs and mounting losses have been part of their strategic pause to enhance business operations.

  • PayU's IPO has been delayed multiple times, with the most recent being 🗓 June 23, 2025, by Prosus to focus on business enhancements.
  • The company reported a revenue rise of 24% to $669 million, but losses widened to $44 million in FY25 🗓 June 23, 2025, indicating operational challenges.
  • Despite losses, PayU expects a 5% profitability margin in the near term as new revenue lines come into effect 🗓 June 25, 2025.

📜 Innovation & R&D

PayU is venturing into innovative financial technologies to bolster its service offerings, leveraging AI and other digital advancements. The adoption of generative AI signals a proactive approach to aligning with modern technological trends, aiming to improve fraud detection and enhance productivity.

  • The company is integrating AI technologies to enhance their merchant support and customer experience, betting big on generative AI 🗓 March 27, 2025.
  • PayU launched an MCP server to integrate AI tools aimed at faster merchant transactions 🗓 May 26, 2025.

⚖️ Legal & Regulatory

In the regulatory domain, PayU has achieved significant authorizations, marking progress in complying with regional regulations. This enhances its ability to operate smoothly across various financial services.

  • PayU received final approval from the RBI to act as an online payment aggregator 🗓 May 14, 2025, solidifying its compliance stance in India.

👥 Labor & Workforce

The workforce dynamics at PayU have seen strategic leadership changes, indicating efforts to streamline operations and sharpen focus on core goals.

  • Keren Ben Zvi was appointed as the new Head of Data, signifying changes in leadership to harness workforce capabilities effectively 🗓 March 27, 2025.
  • Shailesh Paul was appointed CEO of Wibmo, a PayU company, marking leadership optimization 🗓 May 8, 2025.

Profile

Founded Year
2002
Social Media
Specialties
Alternative payments, Cash payment solutions, Credit, Cross border payments, Debit and credit card, Fintech, Fraud protection, Installments, Internet transfers, Mobile solutions, Monetizing, Online payments, PCI certified, Reconciliation, Secure payment processing, Transfers

News & Media

Real‑time aggregation of trusted sources tracking company‑related events with sentiment and topic tags for rapid risk triage.

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Entity List

Continuous third‑party screening across global sanctions, enforcement, and watchlist sources with unified entity resolution and real‑time alerts.

NameIssuerStatus
ACF List of War EnablersAnti-Corruption Foundation
African Development Bank Debarred EntitiesAfrican Development Bank Group
Argentina Members of ParliamentHonorable Cámara de Diputados de la Nación Argentina
Argentina RePET SanctionsMinisterio de Justicia
Armenia Public Officials and AssociatesHetq Online
Asian Development Bank SanctionsAsian Development Bank
Australian Sanctions Consolidated ListDepartment of Foreign Affairs and Trade
Democratic People's Republic Of Korea (North Korea) Sanctions RegimeDepartment of Foreign Affairs and Trade
Former Federal Republic Of Yugoslavia Sanctions RegimeDepartment of Foreign Affairs and Trade
Iran Sanctions RegimeDepartment of Foreign Affairs and Trade

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ESG

Verification of declared ESG commitments and certifications with evidence links, score signals, and status updates across E, S, and G.

NameStatus
Sustainable Finance Disclosure Regulation
Global Reporting Initiative Standards
EU Taxonomy Regulation
EU Corporate Sustainability Reporting Directive
California Transparency in Supply Chains Act
EU Non-Financial Reporting Directive
ISO 14001
Sustainability Accounting Standards Board Standards
Task Force on Climate-related Financial Disclosures
UN Guiding Principles on Business and Human Rights

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Cybersecurity

Verification of adherence to recognized security standards, mapping control coverage and gaps affecting third‑party and supply‑chain risk.

CertificationStatus
General Data Protection Regulation
Digital Operational Resilience Act
Cybersecurity Maturity Model Certification
NIST Cybersecurity Framework
NIST 800-53 Revision 5
California Consumer Privacy Act
ISO/IEC 27001
Health Insurance Portability and Accountability Act
Payment Card Industry Data Security Standard
Federal Information Security Modernization Act

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