MoonPay Risk Report

🛡️ Financial & Liquidity

MoonPay has encountered some significant financial risks recently, primarily due to an alleged scam. In addition, the company is actively making strategic acquisitions and securing financial backing to bolster its liquidity and market position. The combination of these events shows a volatile but opportunistic financial landscape.

• MoonPay executives allegedly sent $250,000 to a scammer, as reported on 🗓 July 13, 2025.
• MoonPay secured a $200 million credit line with Galaxy on 🗓 March 25, 2025, to support its growth and strategic initiatives.
• The company acquired Iron, a stablecoin infrastructure platform, to enhance its enterprise offerings, reported on 🗓 March 13, 2025.

⚖️ Legal & Regulatory

MoonPay continues to navigate the complex landscape of legal and regulatory compliance successfully, as evidenced by recent achievements in obtaining key licenses. This could mitigate risks associated with sanctions or regulatory penalties in the future.

• MoonPay's crypto platform was approved under Europe’s MiCA rule on 🗓 December 30, 2024.
• The company obtained New York's coveted BitLicense on 🗓 June 4, 2025, enabling its U.S.-wide service expansion.

📜 Innovation & R&D

MoonPay is actively pursuing innovation through strategic partnerships and the development of financial products to enable broader crypto adoption. These efforts assert the company's commitment to staying at the forefront of technology in financial services.

• MoonPay partnered with Rumble to launch a new Bitcoin wallet tailored for creators, reported on 🗓 May 27, 2025.
• A new feature for direct crypto purchases via Revolut integration was launched on 🗓 July 14, 2025, simplifying the user's transaction experience.