J.P. Morgan Risk Report

🛡️ Financial & Liquidity

J.P. Morgan has been involved in multiple high-stake financial scenarios and predictions which underline significant financial risks in the near term. De-dollarisation predictions and related warnings have notably impacted the company's financial strategies.

• J.P. Morgan has forecasted a 10–20% decline in the USD against major currencies, indicating financial risks tied to de-dollarisation efforts; this was reported 🗓 May 11, 2025.
• The company publicly voiced concerns over the U.S. dollar's overvaluation, further substantiating the overarching fear of de-dollarisation 🗓 May 09, 2025.

⚖️ Legal & Regulatory

The company has been subjected to several legal challenges, some of which have culminated in significant rulings. These legal affairs present compliance risks and impact its operational standing.

• A Russian court froze the funds of U.S. banks, including J.P. Morgan and Mellon, impacting their liquidity in Russia 🗓 October 02, 2024.
• J.P. Morgan was fined $3 million by FINRA for undisclosed reasons, highlighting regulatory penalties and legal compliance risks 🗓 December 27, 2024.
• A landmark ruling was made in the High Court affirming the strength of arbitration clauses in a case involving J.P. Morgan 🗓 June 05, 2025.

👥 Labor & Workforce

Layoffs have been a critical area of concern for J.P. Morgan, as evidenced by a downturn in headcount over recent months. The company shows a strategy aligning with workforce downsizing to confront economic pressures.

• J.P. Morgan initiated its first round of layoffs with effects seen in New Jersey and announced further layoffs throughout 2025 🗓 February 12, 2025.
• Over the past 6 months, the company's headcount decreased by 4.81%, while the 12-month change was recorded at -7.7%.

📜 Innovation & R&D

J.P. Morgan seems focused on stepping into novel technology-driven financial solutions, which indicates a strategic shift toward innovation in financial services.

• J.P. Morgan launched its largest active ETF to date, showcasing a significant move towards innovative financial products 🗓 June 26, 2025.
• The company made a breakthrough in crypto and RWA, pointing towards the potential introduction of a J.P. Morgan stablecoin 🗓 June 17, 2025.
• A case study discussed how J.P. Morgan leveraged an AI-powered platform to offer instant B2B financing 🗓 August 07, 2024.