Ferrari Financial Services Risk Report

🛡️ Financial & Liquidity

Ferrari Financial Services shows a strong financial posture with significant growth achievements in recent years, though some potential risks like market reactions and economic policies could affect its future roadmaps. The company's commitment to maintaining its financial targets despite external pressures is evident with its focus on strategic response plans. Offering financial products tailored to their luxury market is a key opportunity that they continue to exploit.

• On 🗓 February 4, 2025, Ferrari announced that it surpassed all 2024 financial targets, showcasing robust performance and a pathway for further growth into 2025.
• JPMorgan highlighted risks on 🗓 March 27, 2025, noting that U.S. auto tariffs could negatively impact Ferrari more than other automakers like GM and Ford.
• Ferrari reported a €1.74 billion revenue increase and aligned net-zero goals on 🗓 February 5, 2025, bolstering its growth curve.
• On 🗓 March 27, 2025, Ferrari reiterated that U.S. auto tariffs would not impact its 2025 financial targets, indicating resilience in the face of regulatory changes.

🔍 Innovation & R&D

Ferrari is progressively moving towards electrification, unveiling new electric vehicle (EV) models and investing in sustainable tech development. This strategy aims to capture the emerging market of eco-conscious consumers while enhancing their innovative high-performance legacy.

• Ferrari plans to reveal its first all-electric model on 🗓 October 9, 2025, marking a significant shift towards sustainable technologies.
• On 🗓 June 18, 2025, Ferrari announced a delay in its second EV plan due to weak demand, indicating hiccups in its electrification roadmap.
• Continued innovation focus as illustrated by Ferrari's announcement on 🗓 April 29, 2025, that it will produce critical EV parts in-house to ensure high quality.

⚖️ Legal & Regulatory

Ferrari is handling various legal and regulatory challenges adeptly, including leadership changes and strategic adaptations to market conditions. By confronting lawsuits and adapting to sanctions, they demonstrate a calculated approach to regulation-related risks.

• Ferrari faced an ownership battle linked to insurance paperwork, settled by court ruling on 🗓 April 18, 2025.
• On 🗓 July 4, 2025, leadership changes were announced at CA Auto Bank and Ferrari Financial Services, highlighting management adaptations to drive stability and compliance.

📜 Innovation & R&D

Ferrari consistently increases its focus on innovation in electrification, complying with evolving energy standards and expanding its EV lineup. This innovative drive aligns with transformative market trends towards sustainable automotive solutions and Ferrari’s own commitment to maintaining its luxury market dominance.

• Ferrari announced on 🗓 April 29, 2025, that it will manufacture crucial parts for EVs internally, underscoring its strategic approach to maintain quality and innovation in its product lines.
• On 🗓 February 4, 2025, they committed to unveiling their first all-electric model in 2025, signifying a significant milestone towards Ferrari's sustainable innovation focus.

🏗️ Operational & Business Continuity

Ferrari's operational strategy seems oriented towards overcoming supply chain vulnerabilities and market unpredictabilities through strategic resilience measures. By maintaining control over key production aspects and counteracting external tariffs, Ferrari sustains its operational stability.

• On 🗓 March 27, 2025, Ferrari confirmed that new U.S. auto tariffs will not impact its 2025 financial targets, demonstrating a capacity to manage regulatory disruptions.
• Significant internal production plans were revealed on 🗓 April 29, 2025, indicating Ferrari's approach to self-reliance in essential EV component manufacturing.