Dhanlaxmi Bank Limited Risk Report
Explore Dhanlaxmi Bank Limited across six non‑financial risk dimensions:ESG, Workforce, News & Media, Cybersecurity, Legal & Regulatory, Operational. Unlock the full report, original sources and timelines, and enable continuous monitoring.
Summary
🛡️ Financial & Liquidity
Dhanlaxmi Bank has been navigating through significant financial challenges amidst a volatile banking environment. Despite some positive growth metrics, several periods of financial loss and negative performance have been observed. Recently, the bank has been focusing on raising funds through various means such as rights issues and issuing bonds, which could indicate an effort to stabilize its financial health.
- Dhanlaxmi Bank experienced a \u20b98 crore net loss in Q1, and its net interest income declined by 15.6% 🗓 2024-08-12.
- Retail investors saw a 15% rise in investments week-over-week 🗓 2024-12-18, highlighting some positive market engagement.
- The bank announced raising up to \u20b9150 crore via Basel III compliant Tier-II bonds 🗓 2025-03-19.
- Dhanlaxmi Bank is to raise \u20b9300 crore through a rights issue, approved by its board 🗓 2024-10-22.
⚖️ Legal & Regulatory
The legal landscape for Dhanlaxmi Bank presents several compliance challenges. Incidents concerning legal compliance risks and regulatory penalties might cast shadows over the bank's regulatory practices. While there has been movement in leadership, these issues could continue to pose risks moving forward.
- Dhanlaxmi Bank was hit with a ₹2.27 crore penalty due to GST irregularities 🗓 2025-02-07.
- Concerns arose as an independent director accused the board of unethical conduct 🗓 2023-09-18.
🏗️ Operational & Business Continuity
The bank's operations have faced interruptions due to management and governance issues, as highlighted by the resignation of key board members. Steps are being taken to revitalize leadership and stabilize operations.
- The resignation of a key independent director raised concerns about the management operations 🗓 2023-09-17.
- Governance lapses became evident as the bank decided on leadership changes amidst growing risks 🗓 2023-10-16.
📜 Innovation & R&D
Innovation remains a focus for Dhanlaxmi Bank as it seeks to maintain competitiveness and improve customer service offerings despite broader challenges. Developing new financial products and services may enhance its brand value.
- The bank successfully launched GST payment services to broaden their offerings 🗓 2024-05-16.
Profile
News & Media
Real‑time aggregation of trusted sources tracking company‑related events with sentiment and topic tags for rapid risk triage.
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View Full ReportEntity List
Continuous third‑party screening across global sanctions, enforcement, and watchlist sources with unified entity resolution and real‑time alerts.
| Name | Issuer | Status |
|---|---|---|
| ACF List of War Enablers | Anti-Corruption Foundation | |
| African Development Bank Debarred Entities | African Development Bank Group | |
| Argentina Members of Parliament | Honorable Cámara de Diputados de la Nación Argentina | |
| Argentina RePET Sanctions | Ministerio de Justicia | |
| Armenia Public Officials and Associates | Hetq Online | |
| Asian Development Bank Sanctions | Asian Development Bank | |
| Australian Sanctions Consolidated List | Department of Foreign Affairs and Trade | |
| Democratic People's Republic Of Korea (North Korea) Sanctions Regime | Department of Foreign Affairs and Trade | |
| Former Federal Republic Of Yugoslavia Sanctions Regime | Department of Foreign Affairs and Trade | |
| Iran Sanctions Regime | Department of Foreign Affairs and Trade |
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View Full ReportESG
Verification of declared ESG commitments and certifications with evidence links, score signals, and status updates across E, S, and G.
| Name | Status |
|---|---|
| Sustainable Finance Disclosure Regulation | |
| Global Reporting Initiative Standards | |
| EU Taxonomy Regulation | |
| EU Corporate Sustainability Reporting Directive | |
| California Transparency in Supply Chains Act | |
| EU Non-Financial Reporting Directive | |
| ISO 14001 | |
| Sustainability Accounting Standards Board Standards | |
| Task Force on Climate-related Financial Disclosures | |
| UN Guiding Principles on Business and Human Rights |
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View Full ReportCybersecurity
Verification of adherence to recognized security standards, mapping control coverage and gaps affecting third‑party and supply‑chain risk.
| Certification | Status |
|---|---|
| General Data Protection Regulation | |
| Digital Operational Resilience Act | |
| Cybersecurity Maturity Model Certification | |
| NIST Cybersecurity Framework | |
| NIST 800-53 Revision 5 | |
| California Consumer Privacy Act | |
| ISO/IEC 27001 | |
| Health Insurance Portability and Accountability Act | |
| Payment Card Industry Data Security Standard | |
| Federal Information Security Modernization Act |
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